Meet Juan, Marta, and Macarena:<\/p>\n<\/h2>\n
\n <\/a>\n<\/p>\n Today, there are various mechanisms to determine your risk profile, including simulation tools that can define it with just a few simple questions. However, there is nothing like knowing yourself. We introduce you to Juan, Marta, and Macarena, examples of the quintessential investment profiles. With whom do you identify the most?<\/span><\/p>\n<\/div>\n Fondo de inversi\u00f3n que invierte a nivel global en bonos de elevada calidad crediticia con un vencimiento de corto plazo, lo que le permite amortiguar las posibles ca\u00eddas convirti\u00e9ndole en un producto apropiado para un perfil de riesgo conservador o con una menor tolerancia a la volatilidad.<\/p>\n<\/div>\n <\/a><\/p>\n<\/div>\n Juan is 64 years old, lives in M\u00e1laga with his wife, and is about to retire. He owns two properties, one that he uses as his primary residence and another that he rents out.<\/p>\n<\/div>\n<\/li>\n He has 100,000 euros that he has diligently saved over the years in his bank. His children are already in the workforce, and his main financial goal is to ensure his savings do not lose purchasing power so he can live comfortably in retiremen.<\/span><\/p>\n<\/div>\n<\/li>\n Juan has never invested in the stock market; he placed his savings in a deposit account recommended by his bank. However, he would like to achieve a bit more return over a longer period than what deposits offer. Juan is afraid of losing his money and prefers to earn less return rather than suffer a decline in his savings.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n Fondo de inversi\u00f3n que invierte a nivel global en bonos de elevada calidad crediticia con un vencimiento de corto plazo, lo que le permite amortiguar las posibles ca\u00eddas convirti\u00e9ndole en un producto apropiado para un perfil de riesgo conservador o con una menor tolerancia a la volatilidad.<\/p>\n<\/div>\n <\/a><\/p>\n<\/div>\n An investment fund that globally invests in high-quality credit bonds with an average duration of no more than 8 years, allowing it to offer an extra return in exchange for a slight increase in risk, making it an ideal product for an investor with a moderate risk profile.<\/p>\n<\/p>\n<\/div>\n <\/a><\/p>\n<\/div>\n Marta is 41 years old, lives in Valencia with her husband and their 7-year-old daughter. They recently bought a house and have the capacity to invest 500 euros every month in investment funds.<\/p>\n<\/div>\n<\/li>\n Marta and her husband have taken their first steps in the financial markets and have some money saved in a short-term fixed income investment fund<\/p>\n<\/div>\n<\/li>\n After careful consideration and seeing that they have not achieved the expected returns, they want to take on a slightly higher level of risk to increase the possibility of obtaining greater profits.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n Investment fund that invests globally in high-quality credit bonds with a short-term maturity, allowing it to cushion potential declines, making it an appropriate product for a conservative risk profile or with a lower tolerance for volatility.<\/span><\/p>\n<\/div>\nConservative Client:<\/span><\/h1>\n
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\nModerate Client:<\/span><\/h1>\n
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